Opening-day guide

Merchant Services for a New Business

A new business does not need a previous processing statement to receive a useful proposal. The plan can begin with projected monthly sales, average ticket, transaction count, service style, equipment, software, implementation, and the selected pricing program.

Reviewed by Epic Financial SystemsPayment technology and merchant-services team · Updated September 23, 2026
Epic specialist helping a restaurant team prepare its point-of-sale system for opening day
A plan built around your opening dayRate · Software · Equipment · Setup

Your opening plan

Four simple steps from estimate to opening day.

Business owner reviewing payment and sales reporting
01

Estimate activity

Use a realistic opening forecast for monthly card sales, average ticket, transaction count, busiest periods, payment channels, and expected growth.

Customer completing a card payment at a point-of-sale terminal
02

Choose the pricing program

Compare cash discount and traditional processing separately, including percentage rates, transaction fees where applicable, and recurring account costs.

Point-of-sale equipment prepared for a business
03

Build the equipment plan

Select stations, terminals, handhelds, printers, kitchen displays, customer displays, scanners, kiosks, and networking around the actual workflow.

Epic specialist training a business team on its new payment system
04

Prepare for opening

Include programming, installation, training, testing, internet readiness, merchant onboarding, shipping, and a clear support contact in the launch timeline.

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Preguntas de comerciantes

Preguntas frecuentes.

Can I get a merchant-services quote before opening?

Yes. Epic can prepare a planning estimate from projected sales, average ticket, transaction count, business type, equipment, software, and implementation needs.

What if I do not know my monthly card volume?

Start with a conservative forecast based on expected customers, average ticket, operating days, and the percentage of sales likely to be paid by card. The assumptions should be shown clearly in the proposal.

What should a new-business proposal show?

It should show the proposed rate and transaction fee where applicable, selected program, hardware quantities and prices, monthly software, one-time setup costs, first-year estimate, and implementation responsibilities.

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